As a partner at Lundy, Flitter, Beldecos & Berger, P.C., Cary is a responsible for litigation. He practices in suburban Philadelphia, Pennsylvania and Southern New Jersey, primarily handling consumer credit, consumer fraud and commercial litigation matters, including both individual cases and class actions.
Cary serves on the adjunct faculty at Widener University School of Law in Wilmington, DelaBare and at Temple University’s Beasley School of Law in Philadelphia, where he teaches Consumer Law and Litigation including Fair Debt Collection Practices and class action. From 1991 to 1998, he also served on the adjunct faculty at Philadelphia University where he taught commercial law.
Cary has guest lectured on consumer law issues at Harvard Law School, the University of Houston’s Center for Consumer Law, the University of Utah’s Quinney School of Law, the University of Pennsylvania Law School and other venues. He is a graduate of Delaware Law School of Widener University, TLC and the National Institute for Trial Advocacy.
Also, Cary is a contributing author to Pennsylvania Consumer Law by Bisel Publishing Co., the leading treatise in Pennsylvania on consumer law. He is also a contributor to Consumer Class Actions 5th Ed. by the National Consumer Law Center. He is a frequent lecturer around the country in matters of consumer credit, fair credit reporting, fair debt collection practices, identity theft and class action. Cary was invited by the Federal Trade Commission to participate as a panelist on consumer debt issues, most recently in Washington DC in 2011.
In the Court of Appeals, Cary successfully argued Brown v. Card Service Center, 464 F.3d 450 (3d Cir. 2006), Rosenau v. Unifund, 539 F.3d 218 (3d Cir. 2008) and other cases. The Brown oopinion set broad standards for deception under the Fair Debt Collection Practices Act and was featured in a Time Magazine story Sue Up or Shut Up, October 19, 2006. Rosenau represented a case of first impression in the Circuit, in which the Court held it may be deceptive to the consumer to send dunning letters from a “legal department” where no attorney was involved. Cary also represented a class of Pennsylvania consumers in a challenge to the repossession practices of a large sub-prime lender that led to a settlement in 2010 valued at over $50M in cash and debt forgiveness.
Cary serves as the year 2011 Co-Chair of the Federal Courts committee of the Montgomery (County, Pennsylvania) Bar Association, and serves on the Trial Lawyers College F-Warrior Board. You can email Carey at
cflitter@LFBB.com.